• Agricultural
• Commercial
• Consumer
• Real Estate
• Home Equity
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• Current Rates

Agricultural Loans

Agricultural Loans are a priority at The First National Bank of Harveyville and we take pride in being able to provide for your needs.  Our Agricultural Loans are designed to match your cash flow and provide maximum flexibility. 

Agricultural Lines of Credit
These secured lines of credit may be used for crop or livestock production.
Features:

• Competitive interest rate
• Revolving or non-revolving lines of credit
• Repayment schedules designed to match your cash flow
• Payments coordinated with sources of income; or
• Interest-only payments due monthly, quarterly, semi-annually, or annually
• Optimal automatic advances and/or automatic payments
• No origination fees on loans over $5,000

Livestock, Equipment and Other Agricultural Loans
These are secured; term loans which may be used for the purchase of livestock, equipment, buildings, or for other farm-related needs.
Features:

• Competitive interest rate
• Flexible repayment terms, typically 5 to 7 years
• Flexible collateral options
• No origination fees on loans over $5,000
  
  

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Agricultural Real Estate

Real Estate Mortgages for the purchases of farmland or pasture are available at The First National Bank of Harveyville.
Features:

• Competitive interest rates
• No origination on loans over $5,000

Contact us at The First National Bank of Harveyville for more information on Agricultural Loans.

Commercial Loans

Are you a small business trying to develop that bottom line?  Level out seasonal cash flow?  Or are you looking for capital to buy equipment and inventory?  The First National Bank of Harveyville has experience in the different types of commercial banking.

Your financing solutions are right here:

• Real Estate

When it’s time for you to expand your location or move to a new one, we have several ways to help you through the transition.  Our real estate loans can be designed to fit your needs.

• Lines Of Credit

The First National Bank of Harveyville’s Lines of Credit can meet various financing needs through revolving account, from short-term cash and working capital to annual operating needs.

• Term Loans

To finance equipment or a specific event, we have Term Loans to provide you with the credit you need.

• SBA Loans

To buy real estate, acquire a new business or franchise, purchase equipment or increase working capital, consider government-backed SBA loans.

Contact us at The First National Bank of Harveyville for more information on Commercial Loans.

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Consumer Loans

We offer personal loans to fit both your planned and unexpected needs.

• Automobile Loans
• Boat and Recreational
• Vehicle Loans
• Consolidation Loans
• And More…

-Flexible payment options
-No pre-payment penalties
Your loan request will receive prompt, personal attention from people you know.

Contact us at The First National Bank of Harveyville for more information on Consumer Loans.

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Real Estate Loans

Ask About…RESIDENTIAL REAL ESTATE

• Home Mortgage Loans
  
  
  • Purchase or Refinance
  • Variable and Fixed Rate Loans
  • Low Closing Costs
  • Attractive Interest Rates

• Home Construction Loans
  
  
  • Construction to Permanent” Financing
  • Interim construction loans with permanent financing available
  • Lot Loans
  
  

Home Equity (2nd Mortgage) Loans

• Local, Independent Bank Personal Service
• Expertise to help you make a sound financing decision
• Quick response time
• Decisions made at your hometown bank

You worked to build equity in your home; now let it count.  Have you been thinking about some changes in the house?  Or use your equity for business purposes, pay for college, take a vacation, and more.

Contact us at The First National Bank of Harveyville for more information on Home Equity Loans.

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